Grants

Grants do not require repayment and usually are awarded on the basis of financial need. The Federal Pell Grant, Ohio College Opportunity Grant (OCOG, formerly Ohio Instructional Grant or OIG) and the Federal Supplemental Educational Opportunity Grant (FSEOG) are three examples of need-based grants available to BGSU students.

To be considered for the Federal Pell Grant, FSEOG and OCOG, you must first submit the FAFSA. Federal and state grant eligibility is limited to lower-income students. Eligibility for the Ohio College Opportunity Grant is limited to qualifying Ohio residents. Students who have a 3.0 GPA and receive the OCOG can also receive a matching BGSU award. Residents of other states may qualify for state grants to attend BGSU.

Loans

Loans must be repaid, usually after you graduate, withdraw from college or drop below half-time enrollment status (6 credit hours). Student loans provide low interest rates, attractive repayment options and deferment/cancellation opportunities.

Some loans are based on financial need as determined by the FAFSA; others do not require that you demonstrate financial need.

BGSU participates in the William D. Ford Federal Direct Loan Program, which means all arrangements for federal loans are made directly through the University without application to a separate bank or lending agency. For students who need funds in addition to federal loans private loan programs are available. Visit the Student Financial Aid Web link www.bgsu.edu/offices/sfa for details.

Employment

A limited number of students are employed at BGSU Firelands. Students who are interested in seeking a work-study job are encouraged to see John Clark in 138 North Building or call the Office of Admission to schedule an appointment.

Most student employees work between 10 and 15 hours per week and are paid at or slightly above minimum wage with regular raises for continued service and good performance. Employment is part of some students' financial aid package.